Southern Adventist University requires students enrolled in on-campus classes to have health insurance.
INJURY (only) INSURANCE
The Injury insurance premium is included in the general school fees and offers coverage to all undergraduate students taking six or more credit hours on campus during the school year and for those enrolled in three or more hours on campus during the summer. This coverage is for students who are injured either on campus or on a school-sponsored event. The coverage limit is $2500 per injury. Medical facilities should bill this insurance as primary.
For policy information on benefits, terms, and limits, visit www.uhcsr.com/southern and select 2016-2 Brochure. To access your account and to print your card, first create an account, then log in and select the blue circle on the right that says ‘ID card’ and follow instructions to print your ID card.
HEALTH (medical) INSURANCE
Southern requires all students living in University housing and/or taking classes on-campus to have health insurance that complies with the Affordable Care Act (ACA) and offers MEDICAL coverage in the state of Tennessee. As a service to our students, Southern offers an affordable nationwide Platinum level health insurance plan with United Healthcare (UHC).
Students taking six or more credit hours on-campus during the school year (three or more credit hours during any summer session) or living in University housing are eligible and automatically enrolled in the Sickness and Injury plan from UHC unless a signed waiver, indicating insurance coverage compliant with the ACA, has been submitted to opt out. All undergraduate students must submit a Health Insurance Waiver/Enrollment form during registration.
Insurance coverage may be purchased at the listed rates at any time throughout the school year but charges are not prorated. For the policy to be valid, students must actively attend classes for the first 31 days after the date of policy inception. A refund of the premium, less claims paid, is allowed in the following cases: 1) entry into the Armed Forces or 2) withdrawing from school within the 31 days after the policy inception date.
To purchase a plan with United Healthcare (UHC), select and complete the ‘Health Insurance Enrollment’ form. After receiving enrollment confirmation, you will need to access your account and print your ID card. Log on to UHC website. Create an account, then log in and select the blue circle on the right that says ‘ID card’ and follow instructions to print your ID card.
All students living in University Housing and undergraduate students taking six or more credit hours on-campus during the school year (three credit hours or more during any summer session), are eligible to purchase Health Insurance from UHC.
NON – ELIGIBLE
Students who are enrolled in the following programs are not eligible to purchase coverage from UHC: on-line classes only, Consortium, Practicum only, Adventist Colleges Abroad, and Student Missionaries (unless they are serving in the US). In addition, students enrolled on-campus for five credit hours or less are not eligible to purchase insurance from UHC unless they are living in University housing.
UNIVERSITY HOUSING RESIDENTS
All undergraduate students living in University housing are required by Southern to have health insurance coverage that complies with the Affordable Care Act and are eligible to purchase Health Insurance from UHC. If you have your own plan, refer to ‘WAIVE’ subheading above. To purchase a plan, refer to ‘ENROLL’ subheading above.