Health Coverage

 

Benefit

Medical and dental coverage is available to full-time employees. Please refer to the Health Care Assistance Plan document for details. 

2016 NAD HCAP document is posted on the ARM website, www.adventistrisk.org Forms menu top option will be the most recent HCAP document. Pages 20-22 offer a summary of coverage, with detailed explanation in the following pages.

If you would like to review in-network providers, please visit http://www.aetna.com/asa and select the type of provider (dental is an option in this drop down list).

Employee Cost

As required by policy

 

Eligibility

Immediate.
See Brenda Flores-Lopez, Human Resources Director, for details.

 

Prescriptions

 

Employee Cost

The Rx benefit co-pay structure: Generic - Retail $10, Mail Order $20; Brand - Retail $15, Mail Order $30; Non-Preferred Retail $25, Mail Order $50.

(Retail is one time Rx up to 30 day supply.  Mail Order is a 90 day supply for on-going Rx)

  

Eligibility

See Brenda Flores-Lopez, Human Resources Director, for details.

 

Vacation

 

Benefit

Vacation is based on accrual basis and determined by years of denominational service. Up to 4 week per year available.

 Employee Cost

Employer provided plan

  

Eligibility

Immediate 

 

 

Short-Term Disability Leave

 

Benefit

(AFLAC) Full remuneration up to 26 weeks for full-time employees. Certain restrictions apply

Employee Cost

Actual, based on benefit purchased

  

Eligibility

Immediate 

 

Holiday Pay

 

Benefit

12 holidays

Employee Cost

Employer provided

Eligibility

Immediate

 

Employee Basic Life (ING)

 

Benefit

Death benefits paid directly to named beneficiary. Coverage amounts $100,000 for employee; $50,000 for spouse; $10,000 for dependants.

Employee Cost

Employer provided plan

  

Eligibility

Immediate 

 

Supplemental Life (ING)

 

Benefit

Coverage may be purchased in increments of $10,000 up to $750,000 not to exceed 7 times earnings. You may purchase coverage amount for yourself and your spouse not to exceed $250,000 and up to $25,000 for your dependants, with proof of good health.

 

Employee Cost

Actual, based on benefit purchased

 

 

Eligibility

Immediately or per policy (Hartfod notifies enrollment period. Human Resources notifies employees.)

 

Long Term Disability (ING)

 

Benefit

Salary continuation (66-2.3%) to a max of $6,000.

Spouse Disability: $1,500 for 24 months after a 60-day elimination period. Taxable income.

 

Employee Cost

Employer paid

 

 

Eligibility

Must meet policy requirements. Eligibility begins 91st day. 

 

AIU Short Term Travel

 

Benefit

Pays AD&D, basic medical, PEF, emergency evacuation, repatriation, and trip cancellation covering the period purchased while outside home country.

 

Employee Cost

Actual, based on benefit purchased

 

 

Eligibility

Period of time purchased.

 

Accident

 

Benefit

(AFLAC) Hospital, indemnity, cancer, and other. Varies by coverage selected. Additional benefits beyond regular insurance.

 

Employee Cost

Varies, based on purchase

 

 

Eligibility

Per policy.

 

Empower Adventist Retirement Plan 

 

Benefit

Defined Contribution Plan: Employer contributes 5% of gross wage. If employee contributes 3% of gross wage, employer contributes an additional 3%

 

Employee Cost

Per policy

 

 

Eligibility

Must work at least 1,000 hours each previous year.

 

Workers' Compensation 

 

Benefit

Indemnity for loss of wages and payment of medical expenses resulting from on-the-job injuries/illnesses as prescribed by state law.

 

Eligibility

Immediate. 

 

Tax-Deferred Annuity

 

Benefit

Designed to assist employee with retirement income and is done through payroll deduction.

 

Employee Cost

Varies based on employee choices

 

 

Eligibility

Immediate.

 

AD&D (ING) Optional Accidental Death & Dismemberment

 

Benefit

Insurance benefits for accidental death or dismemberment for covered employee, spouse purchased in increments of $10,000 not to exceed $500,000 and dependents $5,000 to $25,000.

 

Employee Cost

Varies based on employee purchase.

 

 

Eligibility

Immediate. See Brenda Flores-Lopez, Human Resources Director, for details.

 

Educational Benefits for Employee's Children

 

Benefit

70% for dormitory students

35% for students not in the dorm

45% for community students at SAU

 

Employee Cost

Per policy

 

 

Eligibility

Immediate

 

Jury Duty

 

Benefit

Employee receives regular remuneration plus standard jury pay

 

Employee Cost

Employer paid

 

 

Eligibility

Immediate

 

Tuition Waived Classes

 

Benefit

Up to 4 hours per semester (within policy limits) are paid. Total of 9 per year.

 

 

Eligibility

Immediate

 

Moving Expenses

 

Benefit

All approved moving expenses (within policy limits) are paid for Individuals asked to join Southern through relocation from another state.

 

Employee Cost

Employer paid, per policy

 

 

Eligibility

Immediate

 

Meals - Cafeteria, KR'S, Campus Kitchen and Kayak

 

Benefit

Vegetarian food served..

 

Employee Cost

25% discount

 

 

Eligibility

Immediate

 

Parking

 

Benefit

Available to all employees

 

Employee Cost

No charge to employee

 

 

Eligibility

Immediate

 

Health Coverage

 

Benefit

Medical and dental coverage is available to full-time employees. Please refer to the Health Care Assistance Plan document for details. 

2013 NAD HCAP document is posted on the ARM website, www.adventistrisk.org, the top option will be the most recent HCAP document. Pages 20-22 offer a summary of coverage, with detailed explanation in the following pages.

Visit www.ibxpress.com for Aetna online resources, other benefit information, and to review your medical claims. Username and password are required.

 

Employee Cost

As required by policy

 

 

Eligibility

Immediate. See Brenda Flores-Lopez, Human Resources Director, for details.

 

Prescriptions

 

Employee Cost

The Rx benefit co-pay structure: Generic - Retail $10, Mail Order $20; Brand - Retail $15, Mail Order $30; Non-Preferred Retail $25, Mail Order $50.

(Retail is one time Rx up to 30 day supply. Mail Order is a 90 day supply for on-going Rx)

 

 

Eligibility

See Brenda Flores-Lopez, Human Resources Director, for details.

 

Short Term Sick Leave/Extended Term Sick Leave

 

Benefit

Sick leave of 5 days per year. The extended term sick leave can be accumulated up to a maximum of 1,000 hours.

 

Employee Cost

Employer provided plan

 

 

Eligibility

90 days 

 

 

Paid Leave

 

Benefit

Leave is based on accrual basis and determined by years of denominational service. Up to 4 weeks a year available. (Paid Leave is made up of short-term sick leave, holidays, and accrued vacation). Accrual caps at 280 hours.

 

Employee Cost

Employer provided plan

 

 

Eligibility

90 days

 

Holiday Pay

 

Benefit

12 holidays

 

Employee Cost

Employer provided

 

 

Eligibility

90 days

 

Employee Basic Life (ING)

 

Benefit

Death benefits paid directly to named beneficiary. Coverage amounts $100,000 for employee; $50,000 for spouse; $10,000 for dependants.

 

Employee Cost

Employer provided plan

 

 

Eligibility

Immediate 

 

Supplemental Life (ING)

 

Benefit

Coverage may be purchased in increments of $10,000 up to $750,000 not to exceed 7 times earnings. You may purchase coverage amount for yourself and your spouse not to exceed $250,000 and up to $25,000 for your dependants, with proof of good health.

 

Employee Cost

Actual, based on benefit purchased

 

 

Eligibility

Immediately or per policy (Hartfod notifies enrollment period. Human Resources notifies employees.)

 

Long Term Disability (ING)

 

Benefit

Salary continuation (66-2.3%) to a max of $6,000.

Spouse Disability: $1,500 for 24 months after a 60-day elimination period. Taxable income.

 

Employee Cost

Employer paid

 

 

Eligibility

Must meet policy requirements. Eligibility begins 91st day. 

 

AIU Short Term Travel

 

Benefit

Pays AD&D, basic medical, PEF, emergency evacuation, repatriation, and trip cancellation covering the period purchased while outside home country.

 

Employee Cost

Actual, based on benefit purchased

 

 

Eligibility

Period of time purchased.

 

Accident

 

Benefit

(AFLAC) Hospital, indemnity, cancer, and other. Varies by coverage selected. Additional benefits beyond regular insurance.

 

Employee Cost

Varies, based on purchase

 

 

Eligibility

Per policy.

 

Empower Adventist Retirement Plan 

 

Benefit

Defined Contribution Plan: Employer contributes 5% of gross wage. If employee contributes 3% of gross wage, employer contributes an additional 3%

 

Employee Cost

Per policy

 

 

Eligibility

Must work at least 1,000 hours each previous year.

 

Workers' Compensation 

 

Benefit

Indemnity for loss of wages and payment of medical expenses resulting from on-the-job injuries/illnesses as prescribed by state law.

 

Eligibility

Immediate. 

 

Tax-Deferred Annuity

 

Benefit

Designed to assist employee with retirement income and is done through payroll deduction.

 

Employee Cost

Varies based on employee choices

 

 

Eligibility

Immediate.

 

AD&D (ING) Optional Accidental Death & Dismemberment

 

Benefit

Insurance benefits for accidental death or dismemberment for covered employee, spouse purchased in increments of $10,000 not to exceed $500,000 and dependents $5,000 to $25,000.

 

Employee Cost

Varies based on employee purchase.

 

 

Eligibility

Immediate. See Brenda Flores-Lopez, Human Resources Director, for details.

 

Jury Duty

 

Benefit

Employee receives regular remuneration plus standard jury pay

 

Employee Cost

Employer paid

 

 

Eligibility

Immediate

 

Tuition Waived Classes

 

Benefit

Up to 4 hours per semester (within policy limits) are paid. Total of 9 per year.

 

 

Eligibility

90 days

 

Moving Expenses

 

Benefit

All approved moving expenses (within policy limits) are paid for Individuals asked to join Southern through relocation from another state.

 

Employee Cost

Employer paid, per policy

 

 

Eligibility

Immediate

 

Meals - Cafeteria, KR'S, Campus Kitchen and Kayak

 

Benefit

Vegetarian food served..

 

Employee Cost

25% discount

 

 

Eligibility

Immediate

 

Parking

 

Benefit

Available to all employees

 

Employee Cost

No charge to employee

 

 

Eligibility

Immediate

 

Vacation

 

Benefit

Vacation is based on accrual basis and determined by years of denominational service. Up to 4 week per year available.  Pro-rated for part-time.

 

Employee Cost

As required by policy

 

 

Eligibility

Immediate.

 

Short-Term Disability Leave

 

Benefit

(AFLAC)

Full remuneration pro-rated for part-time. Certain restrictions apply.

 

Employee Cost

Actual, based on benefit purchased

 

 

Eligibility

Immediate 

 

 

Holiday Pay

 

Benefit

Pro-rated pay

 

Employee Cost

Employer provided

 

 

Eligibility

Immediate

 

Empower Adventist Retirement Plan 

 

Benefit

Defined Contribution Plan: Employer contributes 5% of gross wage. If employee contributes 3% of gross wage, employer contributes an additional 3%

 

Employee Cost

Per policy

 

 

Eligibility

Must work at least 1,000 hours each previous year.

 

Workers' Compensation 

 

Benefit

Indemnity for loss of wages and payment of medical expenses resulting from on-the-job injuries/illnesses as prescribed by state law.

 

Eligibility

Immediate. 

 

Tax-Deferred Annuity

 

Benefit

Designed to assist employee with retirement income and is done through payroll deduction.

 

Employee Cost

Varies based on employee choices

 

 

Eligibility

Immediate.

 

Jury Duty

 

Benefit

Employee receives regular remuneration plus standard jury pay

 

Employee Cost

Employer paid

 

 

Eligibility

Immediate

 

Tuition Waived Classes

 

Benefit

Up to 4 hours per fiscal year.

 

 

Eligibility

Immediate

 

Moving Expenses

 

Benefit

All approved moving expenses (within policy limits) are paid for Individuals asked to join Southern through relocation from another state.

 

Employee Cost

Employer paid, per policy

 

 

Eligibility

Immediate

 

Meals - Cafeteria, KR'S, Campus Kitchen and Kayak

 

Benefit

Vegetarian food served.

 

Employee Cost

25% discount

 

 

Eligibility

Immediate

 

Parking

 

Benefit

Available to all employees

 

Employee Cost

No charge to employee

 

 

Eligibility

Immediate

Short Term Sick Leave/Extended Term Sick Leave

 

Benefit

Sick leave at prorated amount based on hours worked.  The extended term sick leave can be accumulated up to a maximum of 1,000 hours.

 

Employee Cost

Employer provided Plan

 

 

Eligibility

90 days

 

Paid Leave

 

Benefit

(AFLAC)

Leave is based on accrual basis and determined by years of denominational service.  All accrued hours are pro-rated for part-time.  (Paid Leave is made up of short-term sick leave, holidays, and accrued vacation). Accrual caps at 280 hours.v

 

Employee Cost

Employer provided plan

 

 

Eligibility

90 days

 

 

Holiday Pay

 

Benefit

Pro-rated pay

 

Employee Cost

Employer provided

 

 

Eligibility

90 days

 

Empower Adventist Retirement Plan 

 

Benefit

Defined Contribution Plan: Employer contributes 5% of gross wage. If employee contributes 3% of gross wage, employer contributes an additional 3%

 

Employee Cost

Per policy

 

 

Eligibility

Must work at least 1,000 hours each previous year to be eligable

 

Workers' Compensation 

 

Benefit

Indemnity for loss of wages and payment of medical expenses resulting from on-the-job injuries/illnesses as prescribed by state law.

 

Eligibility

Immediate. 

 

Tax-Deferred Annuity

 

Benefit

Designed to assist employee with retirement income and is done through payroll deduction.

 

Employee Cost

Varies based on employee choices

 

 

Eligibility

Immediate if eligable

 

Jury Duty

 

Benefit

Employee receives regular remuneration plus standard jury pay

 

Employee Cost

Employer paid

 

 

Eligibility

Immediate

 

Tuition Waived Classes

 

Benefit

Up to 4 hours per fiscal year.

 

 

Eligibility

Must work at least 1,000 hours each previous year to be eligible

 

Meals - Cafeteria, KR'S, Campus Kitchen and Kayak

 

Benefit

Vegetarian food served..

 

Employee Cost

25% discount

 

 

Eligibility

Immediate

 

Parking

 

Benefit

Available to all employees

 

Employee Cost

No charge to employee

 

 

Eligibility

Immediate